Peak One Financial clients receive strategic Social Security planning as part of their overall retirement plan. We look at your Social Security as an asset, much like your 401K's, IRA's and other retirement accounts.

 

Social Security provides an income stream that you can not outlive, and the payments are indexed for inflation. Studies have shown that the average family retiring today will receive over $550,000 from Social Security during their retirement.  That is an important asset that you don't want to plan for hastily without analyzing the options available to you.

 

Our planning will provide you the information you need to make the best decisions for you and your family.  We help you apply at the optimal time using the strategies available to you to maximize the payments you will receive.  If not done correctly, you stand to leave hundreds of thousands of dollars in Social Security benefits unclaimed over your lifetime. 

 

How much can I expect to receive?

How are my benefits affected by the age at which I apply? 

How do spousal benefits work?

How do divorced-spouse benefits work?

How cost-of-living-adjustments or COLA's affect benefits?

How to minimize the taxation of benefits.

 

We have the answers to the questions and have the solutions for your needs.